As an Independent Registered Investment Advisor, we operate under the highest fiduciary standard of care; not only because we are legally obligated to do so, but because we believe this standard best serves our clients. In addition, our Institutional Services team maintains the Accredited Investment Fiduciary® designation demonstrating their commitment to the highest level of fiduciary process discipline, service and care.

The Plan Sponsor’s Investment Committee is the fiduciary responsible for the prudent management of every aspect of the retirement plan. This role is significant in the eyes of the regulators and IC members can be exposed to personal liability for any breach of fiduciary responsibility. While this responsibility can never be fully vacated, CCP will help create processes to reduce the associated risks.

The preparation and maintenance of an IPS is a critical component of a well-managed and disciplined qualified plan. Accordingly, the IPS defines the parameters, objectives, and responsibilities related to the prudent management of the respective retirement plan attributes. Furthermore, monitoring and reporting to the IC ensuring compliance with the IPS is a critical component to the fiduciary process.

Not all businesses are the same and neither are their retirement plans. Business owners and employee participants have different needs and deserve the opportunity to maximize their retirement savings through dynamic plan design. We will help you explore the differences in various plan strategies to achieve your objectives and bring an employee benefit which appropriately reflects your employee engagement objectives.

The key to success for any retirement plan is disciplined execution which begins with education for both plan sponsors and employee participants. Therefore, in addition to the sponsor / committee work noted above, participant education is delivered by a CERTIFIED FINANCIAL PLANNER™(CFP®) helping participants understand the importance of regular and consistent planning for their long-term success. Dedicated library of Financial Wellness videos.